About Retirement Financial Solutions

(865) 938-6545 Office
(865) 938-6488 Fax
1-888-938-6492 Toll Free

BOB H FUGATE
CFP®, CLU®, LUTCF
Senior Financial Advisor
7714 Conner Rd., Ste. 107
Powell, TN 37849

About Us

The Retirement Financial Solutions team possesses significant management and business experience from all areas across the financial services industry.

Bob Fugate
Bob Fugate has been in the estate planning and financial services industry since 1984. He is the founder and CEO of Retirement Finan¬cial Solutions, a company dedicated to serving and educating Retirees.

Bob has earned several designations over the years. He is a Certified Financial Planner™ Professional, A Chartered Life Underwriter and Life Underwriter Training Council Fellow Recipient. Bob is a member of the National Association of Insur¬ance and Financial Advisors and The Society of Financial Service Professionals. And when suitable, advises on stocks, ETFs, non-traded REITs, bonds, gas & oil, fixed index annuities, and other alternative investments.

Bob offers securities through Kalos Capital, Inc, which is located in Alpharetta, Georgia. Retirement Financial Solutions is not an affiliate or subsidiary of Kalos Capital or Kalos Management.

Rich DeForest
Rich began his career in 1995 with Charles Schwab and soon moved to a Senior Position as Broker III on the Schwab 500 Trading Team.

In 1998 Rich was invited to join the annuity wholesaling team at Kemper Annuities as a Regional Assistant Vice President where he co-managed more than $150 million in sales from three southern states: Tennessee, North Carolina, & South Carolina. In 2001 Rich was recruited by Integrity Life Insurance Company to be a Regional Vice President, providing sales assistance & educational training to more than 200 financial advisors across a six-state territory along the east coast. In just six months he increased sales more than 320%

In May of 2008 Rich joined our team at Retirement Financial Solutions as our Securities Manager and Manager of the Tri-Cities area in Kingsport.

Dwight Henry
Dwight Henry is a 1976 graduate of Tennessee Tech University, where he served as President of the student body. During his senior year he was selected by the Governor of Tennessee as the first student member of The State Board of Regents. Dwight entered the Insurance industry upon graduation and earned the distinction of The Million Dollar Round Table.

Dwight was elected Mayor of Cookeville, Tennessee in 1985 and following a three year term was elected to the State Legislature in 1988. In 1990 Dwight was the Republican Nominee for Governor in Tennessee. He has served on the Board of Cookeville Regional Hospital and Chairman of the Putnam County United Way.

In January 2008 Dwight joined our team at Retirement Financial Solutions and now serves as Manager of the Upper Cumberland Plateau area in Crossville.

Valerie Privett
Valerie Privett entered the insurance industry after 13 years as a teacher and coach at the high school and collegiate level. She has been in the insurance industry since 1997. Valerie is a Life Underwriter Training Council Fellow recipient and a member of the Insurers Association of Tennessee.

Valerie believes the insurance industry is much like the education and coaching fields in that individuals need to be educated to make the best decisions possible when it involves their financial future. Valerie is actively involved in the Farragut Chamber of Commerce, Women’s Council of Realtors, Referral Exchange Organization, and Mobile Meals of Knoxville.

In April 2009, Valerie joined Retirement Financial Solutions as a Women’s Specialist.

Carolyn Sherritze
Carolyn Sherritze served in the banking industry since 1973 with the last twenty years as a fixed annuity agent and specialist with Home Federal Bank. In June 2009, Carolyn joined our team at Retirement Financial Solutions. She continues to work in Knoxville and the surrounding areas around Knox County. Carolyn welcomes all those who have known her to share in the values that Retirement Financial Solutions offers in addition to the safety and trust she has always extended.

Amanda Dials
Amanda Dials is our Team Leader and Computer Operations Manager. Amanda is originally from Arkansas. She has been with our company since May of 2007. Amanda has been in the service industry since 1997. Her knowledge of computer programs and applications has been a valuable asset to our company. She maintains the daily operations of the office.

Bill Hunter
Bill Hunter is the Operations Manager for Retirement Financial Solutions. He has been in the financial services industry and a licensed Insurance Agent since 1994. He is a native of Knoxville, Tennessee. He is a graduate of Carson-Newman College and the University of Tennessee with Degrees in Fine Arts and Business Administration. Bill joined Retirement Financial Solutions in September 2006.

Jeannie Bullard
Jeannie Bullard is our Staff Associate. She began working with Retirement Financial Solutions in March 2009. She and her family had recently moved to Knoxville from Waycross, Georgia, so that her husband could attend Crown College. She serves as an Assistant to Amanda Dials and Hope Widner.

Bill Robertson
Bill Robertson is our Marketing Director. Bill worked his way up the corporate ladder to become the Vice President of Sales for Stanley Works. After retiring from Stanley, Bill continued his education by getting his insurance license. Since then, he has become a licensed Real Estate Affiliate Broker.

Tina Crawford
Tina is our Director of First Impressions. Tina joined our team in April 2010. She is a native of Clinton, Tennessee. Tina has 13 years of Customer Service experience and 13 years of Office Administration experience. She is always ready to serve others and to meet new people with a friendly smile.

Tina attended Covenant Life Christian College and graduated with an Associate’s Degree in Theology. She also enjoys freelance photography and working as a volunteer in her local Church Covenant Life International in Lake City, TN.

The vision and backgrounds of these talented individuals have motivated other quality individuals to join with them in providing outstanding client services. They possess outstanding investment and financial product expertise, financial risk assessment, money management skills, operation excellence, customer service distinction, and know-how in money movement and trading.

Securities offered through Kalos Capital Inc. and Investment Advisory Services offered through Kalos Management, Inc. both at 3780 Mansell Road, Suite 150, Alpharetta GA 30022 (678)356-1100, Retirement Financial Solutions, Inc. is not an affiliate or subsidiary of Kalos Capital Inc. or Kalos Management Inc.